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On September 6, 2016, the new version of the fee was implemented. UnionPay officially began to re-enter the merchants in the national market in May. The original MCC categories have been renamed, and the MCC categories have changed. For: standard class, preferential class, deductible class, special billing class (or cancel).
POS machine credit card rate list: the original general category, food and entertainment category changed to standard category: 1.25% / 1.28% - 80 cap / 0.78% / 0.78% -26 cap, the new card swiping fee imposed on September 6, 2016 was cancelled The above two types of merchant industry classification pricing, the real estate, automobile, wholesale industry no longer implement credit card processing fee capping and billing, and the standard category is subject to lending and separation charges.
Minimum rate of debit card: issuer 0.35% (single 13 yuan cap) + billing service fee (market adjustment price), credit card minimum rate: issuer 0.45% + charge service fee (market adjustment price) According to the acquiring party, it is necessary to calculate the operating cost of 0.15% or more. The cost of the new rate receiving institution is about: debit card rate: 0.35%+0.15%=0.5% (single 20 yuan cap), credit Card rate: 0.45% + 0.15% = 0.6%.
The original people's livelihood class was renamed as a preferential category: 0.38%. For supermarkets, large warehouse stores, water and electricity gas payment, fueling, and transportation ticket merchants, the preferential rate will be determined according to the principle of “maintaining overall stability at the rate levelâ€. The preferential period is 2 years. The lowest rate of debit card: 0.273% of the issuing bank (single cap of 10.14 yuan) + the service charge of the order (market adjustment price), the lowest rate of the credit card: 0.351% of the issuing bank + the service charge of the order (market adjustment price) .
According to the acquirer, it is necessary to maintain a profit of 0.1%. The new rate is about: debit card rate: 0.273%+0.1%=0.373% (single 16 yuan cap), credit card rate: 0.351%+ 0.1%=0.451%.
Township concessions (county and township concessions will be cancelled after the New Deal): County and township general category: 0.5%, 0.5%-11 yuan capping, county township refueling category: 0.25%, county and township entertainment category: 1%, 0.5%- 26 yuan cap, three rural merchants: 0.25% -3 yuan cap, the original public welfare class renamed the class: 0% rate, the merchant is one of the industries listed in the medical, education, social welfare, pension, charity MCC list, including medical Education, social welfare, pension, charity.
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